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Return 2 Value GAP

Our Return 2 Value GAP policy has been specifically developed for buyers of used cars, vans, motorcycles, and motorhomes who have purchased their vehicle 105 or more days ago from a motor dealer or have purchased their vehicle from a private seller irrespective of purchase date.

How can this vehicle GAP insurance benefit me?

In the event that your motor insurance company declares your vehicle as a total loss, this policy would pay out the difference between the current market value of what they would pay you and the value of your vehicle as being the lesser of the value you estimate your vehicle is worth, what you paid for it, or the retail value given by Glass’s Guide.

Key things to note about the Return 2 Value GAP policy

  • Always contact us before accepting a settlement offer from your motor insurer, we may be able to get you a better deal.
  • You might not get a full GAP pay-out if your motor insurer has reduced their pay-out due to pre-existing accident damage. Our pay-out reduction will never be greater than their reduction.
  • This policy will not explicitly settle any outstanding finance agreements associated with your vehicle.
  • If the purchase price or your valuation of your vehicle is less than the Glass’s Guide Retail Value at the point of taking out your policy then we will use your purchase price or valuation for the purposes of this insurance.

At a glance...

tick Unlimited mileage cover once policy has started
tick European cover, providing the motor insurance offers full cover too
tick Business use cover
tick We will pay up to £500 to cover the excess on your motor insurance policy
tick We will help you get the best settlement from your motor insurers
tick 12, 24 and 36 month options available on vehicles valued at less than £100,000, registered less than ten years ago and with a mileage of less than 100,000.
tick Transferable to new car*
tick No compulsory excess applied

*Terms and conditions apply

GAP Insurance documents

For full details of our car GAP Insurance, feel free to take a look at our GAP Insurance Documents:

The Return 2 Value GAP Insurance Policy Process

See below for a simple example of how your Best4 GAP Return 2 Value GAP may work.

Our other
GAP Insurance Policies

Combination GAP

More information

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