GAP Insurance stands for Guaranteed Auto Protection Insurance. It’s there if your car is stolen or written off to cover the gap between what you originally paid for your car and the amount your motor insurer is willing to pay out, based on your car's current market value.
GAP Insurance is ideal if you’re spending a large amount on a car. As soon as you buy the car and drive it away from the dealership, it will start depreciating in value.
For example, if you owned a car for 3 years that you had spent £20,000 on and suddenly had it stolen, your comprehensive car insurance would pay out and average of £9,000*. Leaving a huge gap of £11,000 in your pocket… This is where your GAP Insurance would step in and pick up the shortfall.
Looking for GAP cover? Welcome to Best4 where we make protecting your vehicle simple.
Our 5 star policies that are underwritten by A-Rated Insurers shows why we are one of the best GAP providers in the UK.
Duration of policies
up to 4 years
All of our policies allow
All of our polices are Defaqto
5 Star Rated
up to 8 years old
Insure with confidence
(Also known as Return to Invoice / RTI GAP)
If your car is written off and declared as a total loss your motor insurance will offer the current market value. This policy covers the difference between their offer and the invoice price you paid or any outstanding finance.
(Including Contract Hire)
If your vehicle is declared a total loss, this policy would cover up to 3 months deposit and pay the difference between the insurers settlement offer and the early termination charge.
Buying a policy with us means one thing. You are more likely to get a claim paid. We don't believe in taking risks with your money. Your policy is underwritten by the A-rated insurance company Ageas, so should things turn for the worst, you know that your gap insurance is with one of the most financially secure companies in the UK.
Best4 is a trading name of Autoguard Warranties Limited. Best4 is fully regulated and authorised by the Financial Conduct Authority (FCA). Our FCA number is 500640.