Our Gap Insurance Policies
No one likes to imagine their vehicle suffering a total loss claim let alone having to deal with the financial costs that come with buying a replacement vehicle.
Our motor policies are bespoke to you and your requirements, depending on your needs and financial situation. At Best4 GAP, we understand how the unexpected can cause unforeseen circumstances resulting in a snowball effect of added stress. This is why, we have carefully thought out our vehicle policies, putting you, our number one priority first. Whether you need a motor GAP insurance product to simply cover the basics or a protection that ticks all the boxes, our vehicle policies have it covered.
Fully Regulated Gap Insurance UK Vehicle Cover
Both of our GAP policies are fully regulated protected products that automatically come with a range of value added customer rights. For example, if you make a complaint to us and it cannot be resolved to your satisfaction you have the right to refer it to the Financial Ombudsman Service. You can also be further reassured that we are fully regulated by the Financial Conduct Authority to provide the insurance products below and that you may be entitled to compensation from the Financial Services Compensation Scheme should we not be able meet our obligations.
What benefits do our GAP policies offer?
Our motor protection packages are designed with you in mind with benefits that add not only value but reassurance and peace of mind. Depending on which Best4 Gap policy you choose, your benefits will differ. However, most importantly you can guarantee value for money and fairness. With long term cover options available of up to 48 months and unlimited mileage allowance during your cover.
The Best4 range of GAP insurance
Purchase Price and Finance GAP
(Also known as Return to Invoice / RTI GAP)
If your car is written off and declared as a total loss your motor insurance will offer the current market value. This policy covers the difference between their offer and the invoice price you paid or any outstanding finance.
(Including Contract Hire)
If your vehicle is declared a total loss, this policy would cover up to 3 months deposit and pay the difference between the insurers settlement offer and the early termination charge.