Purchase Price and Finance GAP Insurance

Existing Customers Only

(Also known as Return to Invoice GAP Insurance / RTI GAP)
If your car is written off and declared as a total loss your motor insurance will offer the current market value. This policy covers the difference between their offer and the invoice price you paid or any outstanding finance.

UK's Highest Rated Cover

Day One Protection

Multi-Award-Winning

Cooling Off Period

Customer Support

Purchase Price & Finance GAP Insurance

Designed to bridge the financial gap if your vehicle is written off or stolen. In such cases, your motor insurance will only cover the car’s current market value—a figure likely much lower than what you originally paid.

This policy ensures you won’t be left out of pocket by covering:

The difference between your insurer’s settlement amount and the original invoice price of your vehicle.
Any outstanding finance owed if it exceeds the vehicle’s value.

Who is it for?

This unique UK GAP Insurance policy is tailored for buyers of new or used vehicles purchased from a motor dealer within the last 90 days. It provides comprehensive financial protection for drivers who want peace of mind in the event of a total loss.

Purchase Price & Finance GAP Insurance

Designed to provide you with peace of mind in any situation. Prepare yourself for the unexpected with Best4 GAP.

Purchase Price & Finance GAP

Up to £1,500 of dealer fitted accessories covered
Up to £300 of cover for vehicles modified for mobility
Unlimited mileage cover once policy has started
European cover, providing the motor insurance offers full cover too
Financial liability cover
Business use cover
We will pay up to £250 to cover the excess on your motor insurance policy
We will help you get the best settlement from your motor insurers
We will settle any outstanding vehicle finance*
12, 24 and 36 month options available on vehicles valued at less than £80,000 registered less than eight years ago
No compulsory excess applied

*Terms and conditions apply

Why Choose Purchase Price & Finance GAP Insurance?

Invoice Price Protection: Covers the gap between your insurer’s payout and the price you originally paid for the vehicle.
Outstanding Finance Cover: Ensures remaining finance is covered if it exceeds the car’s value.
Customer-Focused Support: We prioritise your needs to secure the best outcome for you.

Important Things to Note

Contact Us First: Always consult us before accepting a settlement from your motor insurer—we might help you secure a better deal.
Pre-Existing Damage: If your insurer reduces their payout due to prior damage, our payout will be proportionally reduced.
Policy Scope: Covers only finance owed on the vehicle, excluding additional costs like taxes or previous finance.