Purchase Price and Finance GAP Insurance

Our unique vehicle GAP insurance UK policy has been designed with you in mind; for buyers of new or used vehicles who have purchased their vehicle from a motor dealer within the last 90 days. In the event that your motor insurance company declares your vehicle as a total loss, this gap cover would pay out the difference between the current market value of what they would pay you and the amount you originally paid the dealer (invoice value). We always think about our customers and go the extra mile to ensure they are looked after.

This vehicle cover will also insure you the difference between the invoice value and any outstanding finance value should the finance value be greater.

Key things to note about the Combination GAP policy

• Always contact us before accepting a settlement offer from your motor insurer; we may be able to get you a better deal.
• You might not get a full GAP pay-out if your motor insurer has reduced their compensation due to pre-existing accident damage. Our pay-out reduction will never be greater than their reduction.
• We will only cover the finance owed on the vehicle itself. Our end result payment will not cover finance use for insurance policies, taxes or finance transferred from previous vehicles.