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Combined GAP
(Also referred to as Combination GAP Insurance or Combined GAP Insurance) In the unfortunate event of your vehicle being declared a total loss due to write-off, your motor insurance will provide compensation based on the current market value. This specific policy is designed to offset the disparity between the insurance settlement offer and the initial invoice price you paid, as well as any outstanding finance amount.
Our unique vehicle GAP insurance UK policy has been designed with you in mind; for buyers of new or used vehicles who have purchased their vehicle from a motor dealer within the last 90 days. In the event that your motor insurance company declares your vehicle as a total loss, this gap cover would pay out the difference between the current market value of what they would pay you and the amount you originally paid the dealer (invoice value). We always think about our customers and go the extra mile to ensure they are looked after.
This vehicle cover will also insure you the difference between the invoice value and any outstanding finance value should the finance value be greater.
Key things to note about the Combination GAP policy
- Always contact us before accepting a settlement offer from your motor insurer; we may be able to get you a better deal.
- You might not get a full GAP pay-out if your motor insurer has reduced their compensation due to pre-existing accident damage. Our pay-out reduction will never be greater than their reduction.
- We will only cover the finance owed on the vehicle itself. Our end result payment will not cover finance use for insurance policies, taxes or finance transferred from previous vehicles.
At a glance...
Unlimited mileage cover once policy has started | |
European cover, providing the motor insurance offers full cover too | |
Financial liability cover | |
Business use cover | |
We will pay up to £250 to cover the excess on your motor insurance policy | |
We will help you get the best settlement from your motor insurers | |
We will settle any outstanding vehicle finance* | |
12, 24 and 36 month options available on vehicles valued at less than £80,000 registered less than eight years ago. |
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No compulsory excess applied |
*Terms and conditions apply
GAP Insurance documents
For full details of our car GAP Insurance, feel free to take a look at our GAP Insurance Documents: