Following FCA guidelines, Best4 are pausing all GAP sales to ensure the best compliance and service for our customers.
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What does GAP Insurance NOT Cover?

Don’t be disappointed, make sure you’re aware of GAP Insurance exclusion conditions:

  • 15 Mar 2021

Car Use

  • Your vehicle if it is used for track days, road racing, rallying, pace making, speed testing or any other competitive event or as a taxi for private hire or minicab use or for hire as a chauffeur or for driving school tuition or courier use.

  • Your vehicle if it is used for hire or rental purposes.

  • Your vehicle if it is insured under a motor trade motor insurance policy.

  • Your vehicle if it is a commercial vehicle in excess of 3.5 tonnes GVW.

Motor Insurance

  • Any claim where there is not a valid total loss claim accepted by your motor insurer.

  • Any vehicle not insured by a comprehensive motor insurance policy.

  • Any claim where you have declined an offer to repair your vehicle and asked for the claim to be dealt with as a total loss.

  • Any excess deducted from your motor insurance settlement above £250.

Driver’s Responsibility

  • Any vehicle purchased from a private seller.

  • Your vehicle has been modified other than according to the manufacturer’s specification.

  • Any recoverable VAT element where you are VAT registered.


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Best4 is a trading name of Autoguard Warranties Limited. Best4 is fully regulated and authorised by the Financial Conduct Authority (FCA). Our FCA number is 500640.

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