What does GAP Insurance NOT Cover?
Don’t be disappointed, make sure you’re aware of GAP Insurance exclusion conditions:
- 15 Mar 2021
Car Use
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Your vehicle if it is used for track days, road racing, rallying, pace making, speed testing or any other competitive event or as a taxi for private hire or minicab use or for hire as a chauffeur or for driving school tuition or courier use.
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Your vehicle if it is used for hire or rental purposes.
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Your vehicle if it is insured under a motor trade motor insurance policy.
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Your vehicle if it is a commercial vehicle in excess of 3.5 tonnes GVW.
Motor Insurance
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Any claim where there is not a valid total loss claim accepted by your motor insurer.
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Any vehicle not insured by a comprehensive motor insurance policy.
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Any claim where you have declined an offer to repair your vehicle and asked for the claim to be dealt with as a total loss.
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Any excess deducted from your motor insurance settlement above £250.
Driver’s Responsibility
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Any vehicle purchased from a private seller.
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Your vehicle has been modified other than according to the manufacturer’s specification.
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Any recoverable VAT element where you are VAT registered.
