SMART GAP Insurance
Affordable Protection for Smart Owners
Smart cars are celebrated for their eco-friendly innovation, compact design, and urban practicality. Whether you drive the stylish Smart EQ fortwo or the versatile Smart EQ forfour, owning a Smart car is a forward-thinking investment in mobility and sustainability. However, like all vehicles, Smart cars are subject to depreciation.
With Smart Car GAP Insurance, you can protect your finances and drive with peace of mind, knowing your investment is secure.
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Why Smart Car Owners Need GAP Insurance
Smart car drivers value their vehicles for their efficiency and innovation, but even the most sustainable cars depreciate over time. For example:
- A Smart car can lose up to 50% of its value within the first three years.
- If your vehicle is written off or stolen, your insurer typically pays the car’s current market value—not the price you originally paid or the amount you owe on finance.
Smart Car GAP Insurance ensures:
- Financial security by covering the gap between your insurer’s payout and the original invoice price or outstanding finance.
- Tailored protection for Smart’s lineup of compact and electric vehicles.
- Peace of mind for leased, financed, or outright purchased Smart cars.
Tailored Policies for Smart Car Models
Our GAP insurance policies are specifically designed for Smart’s eco-friendly and compact lineup. Whether you drive the two-seater Smart EQ fortwo or the family-friendly Smart EQ forfour, we’ve got you covered. Even Smart’s electric models are eligible for tailored protection, ensuring you can drive sustainably without financial worry.
How Smart Car GAP Insurance Works
Here’s an example:
You purchased a Smart EQ fortwo for £18,000. Two years later, your car is written off due to an accident, and your insurer values it at £12,000. This leaves a £6,000 shortfall.
With Smart Car GAP Insurance:
- We cover that £6,000 difference, ensuring you’re not financially disadvantaged.
- You can continue to enjoy your Smart car with complete peace of mind.

Key Benefits of Smart Car GAP Insurance
- Comprehensive Financial Protection: Covers depreciation and financial shortfalls in case of theft or total loss.
- Tailored for Smart Car Owners: Policies designed specifically for compact and electric vehicles.
- Flexible Coverage Terms: Choose durations of up to 5 years.
- Affordable Premiums: Premium protection at competitive rates.
- Hassle-Free Claims Process: Reliable and efficient claims support when you need it most.
How Much Does Smart Car GAP Insurance Cost?
The cost of Smart Car GAP Insurance depends on several factors, including:
- Your vehicle’s make, model, and purchase price.
- Whether your Smart car is leased, financed, or purchased outright.
- The duration of your chosen coverage (up to 5 years).
At Best4 GAP, we make protecting your Smart car simple, affordable, and stress-free.
Get Your Personalised Smart Car GAP Insurance Quote Today
Your Smart car is designed for sustainable urban mobility—don’t let depreciation compromise your ownership experience. Get your free Smart Car GAP Insurance quote today and drive with confidence, knowing your investment is safeguarded.
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Combination GAP
Most Popular
Get financially protected in case your vehicle is written off. While your motor insurance will only pay out the car’s current market value at the time of loss, Combination GAP Insurance bridges the gap by covering:
- The difference between the insurance payout and the price you originally paid for the vehicle.
- Any outstanding finance on your car loan.
Need a Hand? We're Here to Help.
Our team is here to support and guide you towards the best GAP policy for you.